Travel insurance is a type of insurance coverage designed to protect travelers against unexpected events and financial losses that may occur before or during a trip. It provides peace of mind by covering various travel-related risks such as trip cancellations, medical emergencies, lost luggage, flight delays, and other unforeseen circumstances. One of the most important aspects of travel insurance is medical coverage. When traveling, especially internationally, individuals may fall sick or encounter accidents. Travel insurance can cover hospitalization, doctor’s visits, and emergency medical treatments, which can be extremely expensive without coverage. Some policies also include emergency evacuation and repatriation in the event of serious illness or injury. Another major component is trip cancellation and interruption coverage. If a traveler has to cancel their trip due to illness, death in the family, natural disasters, or other covered reasons, this insurance can reimburse prepaid, non-refundable expenses like flight tickets, hotel bookings, and tour packages. Similarly, if the trip is interrupted mid-way, the insurance can help recover the costs of returning home and unused portions of the trip. Baggage loss, delay, or theft is another area covered by travel insurance. If luggage is lost, stolen, or delayed for a significant time, insurance can reimburse for essential items and lost belongings. This is particularly helpful in international travel where replacing items can be costly or difficult. Travel delay coverage is also beneficial. If a flight is delayed due to weather or mechanical issues, insurance can cover additional expenses such as meals, lodging, and transportation during the waiting period.